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$999,900
DOM42daysThe Bread Company · 195 McCaul Street · Toronto · Ontario M5T 0E5
42 days on market
Welcome to The Bread Company! Never lived-in, brand new 1070SF Premium Three Bedroom floor plan, this suite is perfect! Stylish and modern finishes throughout this suite will not disappoint! 9 ceilings, floor-to-ceiling windows, exposed concrete feature walls and ceiling, gas cooking, stainless steel appliances and much more! The location cannot be beat! Steps to the University of Toronto, OCAD, the Dundas streetcar and St. Patrick subway station are right outside your front door! Steps to Baldw…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: BRAD J. LAMB REALTY 2016 INC.
Source: TRREB/PROPTX · MLS® C13772288
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $45,520 | $3,793/mo |
| Government & taxes | ||
| Property tax | $6,309 | $526/mo |
| Land transfer tax(closing) | $16,473 | $1,373/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $9,999 | $833/mo |
| Condo fees | ||
| Condo / HOA fees | $12,104 | $1,009/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $101,064 | $8,422/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.