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$526,000
DOM43days70 Temperance Street · Toronto · Ontario M5H 0B1
43 days on market
Investment property, South Facing with open balcony Condo In The Heart Of Downtown. This 1 Bedroom+Den(Can Be 2nd Bedrom), High Level South View, 9' Ceilings, Functional Layout, Amazing Location. Amenities: Concierge, Gym With Yoga/Spin Studio, Theatre Room, Guest Suites And Outdoor Terrace. This Condo Is Perfect For Professionals Who Want To Enjoy Everything Toronto's Vibrant Downtown Has To Offer! Steps To Public Transit And With Access To The Underground Path.
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: CENTURY 21 PERCY FULTON LTD.
Source: TRREB/PROPTX · MLS® C13768944
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $23,946 | $1,995/mo |
| Government & taxes | ||
| Property tax | $3,460 | $288/mo |
| Land transfer tax(closing) | $6,995 | $583/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,260 | $438/mo |
| Condo fees | ||
| Condo / HOA fees | $6,000 | $500/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $56,321 | $4,693/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.