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$1,600,000
DOM43daysTHE RESIDENCES AT THE ST REGIS · 311 Bay Street · Toronto · Ontario M5H 4G5
43 days on market
Experience world-class luxury at the prestigious St. Regis Residences, ideally positioned in the heart of Toronto's Financial District. Perched high above the city, Suite 4706 offers breathtaking skyline views, refined custom finishes, and the rare convenience of a private residence complemented by the services and hospitality of one of the world's most renowned luxury hotels.A grand foyer welcomes you into an impeccably appointed residence where gleaming hardwood floors and soaring 10-foot coff…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RE/MAX ULTIMATE REALTY INC.
Source: TRREB/PROPTX · MLS® C13766164
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20%+ required — no CMHC insurance on $1.5M+ homes
≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo · assumes gas heat
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $72,839 | $6,070/mo |
| Government & taxes | ||
| Property tax | $9,693 | $808/mo |
| Land transfer tax(closing) | $28,475 | $2,373/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Other | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $16,000 | $1,333/mo |
| Condo fees | ||
| Condo / HOA fees | $29,130 | $2,428/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $166,797 | $13,900/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.