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$544,900
5418 Yonge Street · Toronto · Ontario M2N 6X4
43 days on market
Welcome to The Royal Arms at 5418 Yonge Street, offering a spacious and versatile 2-bedroom, 2-bathroom suite with a generously sized den in the heart of North York. The open-concept living and dining area provides plenty of room for everyday living and entertaining, while the large den offers valuable flexibility as a home office, guest space, media room, or additional sitting area. Enjoy an exceptionally convenient location with Finch and Sheppard subway stations nearby, along with schools, pa…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $14KPrice reduction
MLS shows the seller reduced the asking price by $14,100 (from $559,000 to $544,900).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: RE/MAX HALLMARK REALTY LTD.
Source: TRREB/PROPTX · MLS® C13766010
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $24,806 | $2,067/mo |
| Government & taxes | ||
| Property tax | $2,790 | $233/mo |
| Land transfer tax(closing) | $7,373 | $614/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,449 | $454/mo |
| Condo fees | ||
| Condo / HOA fees | $9,461 | $788/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $60,540 | $5,045/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.