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$649,000
DOM43days18 Holmes Avenue · Toronto · Ontario M2N 0E1
43 days on market
Welcome to the prestigious Mona Lisa Residences, perfectly situated in the heart of Yonge & Finch-one of North York's most desirable neighbourhoods. This exceptional Lower Penthouse features 2 spacious bedrooms, 2 full bathrooms, and 2 parking spaces, offering an ideal blend of luxury, comfort, and convenience. Enjoy breathtaking panoramic city views from the expansive private balcony, perfect for morning coffee, evening sunsets, or entertaining guests. The bright, open-concept layout is enhance…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: HOMELIFE NEW WORLD REALTY INC.
Source: TRREB/PROPTX · MLS® C13765872
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $29,545 | $2,462/mo |
| Government & taxes | ||
| Property tax | $3,384 | $282/mo |
| Land transfer tax(closing) | $9,455 | $788/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,490 | $541/mo |
| Condo fees | ||
| Condo / HOA fees | $13,521 | $1,127/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $73,055 | $6,088/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.