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$569,000
DOM43days426 University Avenue · Toronto · Ontario M5G 1S9
43 days on market
Very bright and spacious 2-bedroom unit offering 763 sqft of well-designed living space with soaring 9-foot ceilings, a huge two-sided balcony, and stunning south-west facing views of the city. Both bedrooms feature windows for excellent natural light. Ideally located with St. Patrick subway right outside the building, walking distance to the University of Toronto and TMU, close to five major hospitals, and situated in the heart of the financial and entertainment districts. Residents enjoy 24-ho…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: HOMELIFE LANDMARK REALTY INC.
Source: TRREB/PROPTX · MLS® C13764044
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $25,903 | $2,159/mo |
| Government & taxes | ||
| Property tax | $3,898 | $325/mo |
| Land transfer tax(closing) | $7,855 | $655/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,690 | $474/mo |
| Condo fees | ||
| Condo / HOA fees | $8,604 | $717/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $62,610 | $5,218/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.