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$460,000
DOM44daysIvy Condos · 65 Mutual Street · Toronto · Ontario M5B 0E5
44 days on market
Welcome to Ivy Condos, where downtown living is truly at your doorstep! This bright 1-bedroom, 1-bath suite offers 536 sq. ft. of thoughtfully designed space, with floor-to-ceiling windows throughout, a Juliette balcony and owned locker. Enjoy a spectacular 100 Walk Score and 100 Transit Score, with Eaton Centre, TMU, TTC, restaurants, cafés, shopping, parks and entertainment all just steps away. Back at home, enjoy the convenience of 24-hour concierge, fully equipped gym, media room, rooftop de…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: PROPERTY.CA INC.
Source: TRREB/PROPTX · MLS® C13762414
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $20,941 | $1,745/mo |
| Government & taxes | ||
| Property tax | $2,678 | $223/mo |
| Land transfer tax(closing) | $5,675 | $473/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,600 | $383/mo |
| Condo fees | ||
| Condo / HOA fees | $5,851 | $488/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $50,405 | $4,200/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.