Loading neighbourhood intel…
Loading neighbourhood intel…
$825,000
DOM44days295 Adelaide Street · Toronto · Ontario M5V 0L4
44 days on market
Priced to sell and offering exceptional value per square foot, with parking and a locker included, this spacious corner suite at Pinnacle on Adelaide puts you right in the heart of downtown Toronto. Featuring nearly 1,000 sq. ft. of thoughtfully designed interior space, this bright 2-bedroom, 2-bathroom suite on the 4th floor also includes a 114 sq. ft. balcony overlooking the building's landscaped rooftop and charming Pearl Street below. The open-concept layout creates an effortless flow for bo…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: ROYAL LEPAGE SIGNATURE REALTY
Source: TRREB/PROPTX · MLS® C13758596
Do you own a home in Toronto?
Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.
Get My StreetValue™ →Monthly carrying costs, utilities, and closing cost estimates.
20%+ down — no CMHC premium
≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $37,558 | $3,130/mo |
| Government & taxes | ||
| Property tax | $5,305 | $442/mo |
| Land transfer tax(closing) | $12,975 | $1,081/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $8,250 | $688/mo |
| Condo fees | ||
| Condo / HOA fees | $10,377 | $865/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $85,125 | $7,094/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.