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$1,099,000
DOM44daysIt Lofts · 130 Rusholme Road · Toronto · Ontario M6H 1A7
44 days on market
A soft loft tale of twos: 2 bedrooms, 2 bathrooms, 2 parking spaces, and 2 lockers. Welcome to Suite 406 at The IT Lofts, where space, sunlight, and thoughtful design come together in the heart of Toronto's West End. With only 56 residences across 7 floors, The IT Lofts offers the intimacy of boutique living in an established and highly regarded building. Inside, south facing floor to ceiling windows fill the suite with natural light, while the generous layout brings together space, function, a…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: KELLER WILLIAMS EMPOWERED REALTY
Source: TRREB/PROPTX · MLS® C13758218
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $50,031 | $4,169/mo |
| Government & taxes | ||
| Property tax | $5,980 | $498/mo |
| Land transfer tax(closing) | $18,455 | $1,538/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $10,990 | $916/mo |
| Condo fees | ||
| Condo / HOA fees | $17,276 | $1,440/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $113,392 | $9,449/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.