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$1,268,000
16 Yonge Street · Toronto · Ontario M5E 2A1
45 days on market
The lake is the first thing you notice, and it stays with you. Thirty-eight floors above Toronto's waterfront, Suite 3806 is a beautifully updated three-bedroom, two-bathroom home with approximately 1,266 sq. ft. inside plus a 269 sq. ft. covered balcony stretching more than 43 feet along the suite. South and east exposures open to sweeping views across Lake Ontario, the harbour and Toronto Islands, while nine-foot ceilings and floor-to-ceiling windows fill the principal rooms with light. New fl…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $82KPrice reduction
MLS shows the seller reduced the asking price by $82,000 (from $1,350,000 to $1,268,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: Johnston & Daniel
Source: TRREB/PROPTX · MLS® C13757406
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $57,725 | $4,810/mo |
| Government & taxes | ||
| Property tax | $5,778 | $481/mo |
| Land transfer tax(closing) | $21,835 | $1,820/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $12,680 | $1,057/mo |
| Condo fees | ||
| Condo / HOA fees | $14,567 | $1,214/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $123,244 | $10,270/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.