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$624,999
DOM45days223 St Clair Avenue · Toronto · Ontario M4V 1R3
45 days on market
Welcome to the perfect blend of sophistication and functionality at Zigg Condos. Located on St. Clair W, nestled conveniently among many sought after neighbourhoods like South Hill, Casa Loma, and Forest Hill, this one bedroom plus office/den unit offers everything a discerning condo buyer would want. Functional living space? Check! A north facing balcony, perfect for a morning coffee or after work wind down? Check! A well-maintained and expertly managed building? Check! This thoughtfully design…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: REAL ESTATE HOMEWARD
Source: TRREB/PROPTX · MLS® C13754390
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $28,453 | $2,371/mo |
| Government & taxes | ||
| Property tax | $3,446 | $287/mo |
| Land transfer tax(closing) | $8,975 | $748/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,250 | $521/mo |
| Condo fees | ||
| Condo / HOA fees | $8,930 | $744/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $66,713 | $5,559/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.