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$689,000
DOM45daysChannel Club · 456 COLLEGE Street · Toronto · Ontario M6G 4A3
45 days on market
Holy character! Anchored by a restored 1884 Gothic Revival church tower, this boutique residence brings heritage charm to the heart of Palmerston and Little Italy. Inside, 721 square feet of bright, west facing living space delivers a functional layout with plenty of storage throughout. The spacious bedroom easily fits a king size bed and features a walk in closet, while the versatile den can serve as a private office or be converted into a second bedroom. Enjoy beautiful afternoon light, one pa…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: SAGE REAL ESTATE LIMITED
Source: TRREB/PROPTX · MLS® C13752416
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $31,366 | $2,614/mo |
| Government & taxes | ||
| Property tax | $2,670 | $223/mo |
| Land transfer tax(closing) | $10,255 | $855/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,890 | $574/mo |
| Condo fees | ||
| Condo / HOA fees | $13,230 | $1,102/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $75,071 | $6,256/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.