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$424,900
81 Wellesley Street · Toronto · Ontario M4Y 0C5
45 days on market
BRIGHT JR BEDRM W/ BALCONY in Vibrant Church-Wellesley Village! Open balcony w/ gas BBQ Hookup. Contemporary Kitchen With High-end Panelled B/I Appliances, Quartz Countertop With Backsplash, Floor to Ceiling Windows And A Luxuriously Finished Bathroom W/ Fully Tiled Floor. Minutes Walk To U of T, TMU (Ryerson), TTC Wellesley, And Diverse Choices of Restaurants, Shops, Hospital, Eaton Centre and Much More. Approx. 570 Sq.Ft. Interior + 68 Sq.Ft. Balcony.
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $15KPrice reduction
MLS shows the seller reduced the asking price by $15,000 (from $439,900 to $424,900).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: BAY STREET GROUP INC.
Source: TRREB/PROPTX · MLS® C13752184
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $19,343 | $1,612/mo |
| Government & taxes | ||
| Property tax | $2,801 | $233/mo |
| Land transfer tax(closing) | $4,973 | $414/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,249 | $354/mo |
| Condo fees | ||
| Condo / HOA fees | $5,451 | $454/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $47,477 | $3,956/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.