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$440,000
365 Church Street · Toronto · Ontario M5B 1Z9
48 days on market
Welcome to sophisticated city living in the heart of Toronto. Built by the renowned developer Menkes, this bright west facing suite offers unobstructed views and stunning evening sunsets. Located in the vibrant core, you are literally steps from the University of Toronto, TMU, the Eaton Centre, hospitals, and world-class dining. Enjoy the convenience of having the subway, hospitals and financial district at your doorsteps. This is the perfect opportunity for investors, students or profession…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $45KPrice reduction
MLS shows the seller reduced the asking price by $45,000 (from $485,000 to $440,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: RIGHT AT HOME REALTY
Source: TRREB/PROPTX · MLS® C13747876
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $20,031 | $1,669/mo |
| Government & taxes | ||
| Property tax | $2,409 | $201/mo |
| Land transfer tax(closing) | $5,275 | $440/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,400 | $367/mo |
| Condo fees | ||
| Condo / HOA fees | $6,403 | $534/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $49,178 | $4,098/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.