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$519,900
150 Sudbury Street · Toronto · Ontario M6J 3S8
49 days on market
Welcome to Westside Gallery Lofts Nestled in the vibrant heart of the Art & Design District at Queen West. This East-Facing 1 bedroom + den modern loft offers 660 SQ FT of stylish living space with a balcony & parking spot. Enjoy an open concept functional layout w/hardwood flooring throughout, & 9-foot exposed concrete ceilings. Take notice of the living & dining areas large floor-to-ceiling windows, a walkout to the balcony & a beautiful brick accent wall. The kitchen boasts ample storage, ful…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $20KPrice reduction
MLS shows the seller reduced the asking price by $20,000 (from $539,900 to $519,900).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: CENTURY 21 LEADING EDGE REALTY INC.
Source: TRREB/PROPTX · MLS® C13745250
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $23,668 | $1,972/mo |
| Government & taxes | ||
| Property tax | $2,639 | $220/mo |
| Land transfer tax(closing) | $6,873 | $573/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,199 | $433/mo |
| Condo fees | ||
| Condo / HOA fees | $6,202 | $517/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $55,241 | $4,603/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.