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$575,000
DOM50days38 Cameron Street · Toronto · Ontario M2N 1H1
50 days on market
Beautiful Tri-Level Built Condo. In The Heart Of Downtown, Beautiful 1 Bedroom + Den Located At Spadina & Queen. Unobstructed West. Functional layout with laminate flooring throughout. Large Walk -In Closet In The Bedroom. Separate Den area to accommodate guests. Modern kitchen with stone countertops, island, and built-in stainless steel appliances. Minutes' Walk To Theatres, Restaurants, Chinatown, Bars, Shops, Streetcar Stop, And More. Close To University Of Toronto. 9 Ft Ceilings, Ensuite Lau…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: GLOBAL BRICKS EXECUTIVE HOMES REALTY
Source: TRREB/PROPTX · MLS® C13742678
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $26,176 | $2,181/mo |
| Government & taxes | ||
| Property tax | $3,253 | $271/mo |
| Land transfer tax(closing) | $7,975 | $665/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,750 | $479/mo |
| Condo fees | ||
| Condo / HOA fees | $7,342 | $612/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $61,156 | $5,096/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.