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$429,900
120 Lombard Street · Toronto · Ontario M5C 3H5
50 days on market
Welcome to the French Quarter at 120 Lombard! This one-bedroom, one-bath gem offers Parisian charm with a Juliet balcony. Inside, enjoy an upgraded kitchen and washroom, high-end appliances, luxury light fixtures, and brand-new carpet in the bedroom. Plus, all amenities are included in your fees-urban living at its finest! In today's economic climate, predictable monthly expenses are more valuable than ever. Enjoy the convenience and peace of mind of having heat, hydro, air conditioning and wate…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $50KPrice reduction
MLS shows the seller reduced the asking price by $50,000 (from $479,900 to $429,900).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: ROYAL LEPAGE SIGNATURE REALTY
Source: TRREB/PROPTX · MLS® C13742004
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $19,571 | $1,631/mo |
| Government & taxes | ||
| Property tax | $2,455 | $205/mo |
| Land transfer tax(closing) | $5,073 | $423/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,299 | $358/mo |
| Condo fees | ||
| Condo / HOA fees | $7,177 | $598/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $49,235 | $4,103/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.