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$669,900
399 Spring Garden Avenue · Toronto · Ontario M2N 3H6
50 days on market
Welcome to Jade Condominiums! Bright and Spacious corner unit in this exclusive 7-storey building. Featuring a split-bedroom layout, this spacious unit boasts high ceilings and a modern kitchen with upgraded cabinetry and sleek countertops. Enjoy panoramic north-facing views from two private balconies, great for relaxing or entertaining. Located just steps from Bayview Village Shopping Centre and Bayview Subway Station, this residence offers unmatched convenience and upscale amenities. 3 !!! par…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $15KPrice reduction
MLS shows the seller reduced the asking price by $15,000 (from $684,900 to $669,900).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: RE/MAX HALLMARK REALTY LTD.
Source: TRREB/PROPTX · MLS® C13739840
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $30,497 | $2,541/mo |
| Government & taxes | ||
| Property tax | $4,306 | $359/mo |
| Land transfer tax(closing) | $9,873 | $823/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,699 | $558/mo |
| Condo fees | ||
| Condo / HOA fees | $15,173 | $1,264/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $77,208 | $6,434/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.