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$795,000
461 Adelaide Street · Toronto · Ontario M5V 0L6
51 days on market
Stylish and functional two bedroom residence in the heart of King West, offering the perfect balance of comfort and convenience. This thoughtfully designed suite features a well laid out floor plan with open concept living and dining space, ideal for both everyday living and entertaining. The newly custom renovated kitchen is a true highlight, showcasing upgraded finishes, quality cabinetry, and enhanced functionality for modern living. It flows seamlessly into the main living area, creating a b…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $15KPrice reduction
MLS shows the seller reduced the asking price by $15,000 (from $810,000 to $795,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: CHESTNUT PARK REAL ESTATE LIMITED
Source: TRREB/PROPTX · MLS® C13736218
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $36,192 | $3,016/mo |
| Government & taxes | ||
| Property tax | $4,004 | $334/mo |
| Land transfer tax(closing) | $12,375 | $1,031/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $7,950 | $663/mo |
| Condo fees | ||
| Condo / HOA fees | $9,902 | $825/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $81,083 | $6,757/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.