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$545,000
621 Sheppard Avenue · Toronto · Ontario M2K 1B5
52 days on market
Incredible Opportunity at Vida Condos To Own A Bright & Spacious Two Bedroom 1 Bathroom Condo At The Heart Of Bayview Village. One Parking and One Locker Included. Shows True Pride of Home Ownership! Owner-Lived In! Priced To Sell and Excellent Chance for First-Time Home Buyers, Small Family, or Rental-Income. Premium Custom Designed Murphy Bed INCLUDED in Second Bedroom for Quick Office/Bed Transformation! Modern Finishes with 9ft Ceilings, Upscale Appliances, Laminate Floors, etc. Plenty of Vi…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $30KPrice reduction
MLS shows the seller reduced the asking price by $30,000 (from $575,000 to $545,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: RIGHT AT HOME REALTY
Source: TRREB/PROPTX · MLS® C13731028
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $24,811 | $2,068/mo |
| Government & taxes | ||
| Property tax | $2,654 | $221/mo |
| Land transfer tax(closing) | $7,375 | $615/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,450 | $454/mo |
| Condo fees | ||
| Condo / HOA fees | $7,753 | $646/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $58,703 | $4,892/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.