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$425,000
399 Spring Garden Avenue · Toronto · Ontario M2N 3H6
56 days on market
Rarely newer condo within school zone of Hollywood P.S stunning & spacious 1+1 unit with 10 feet ceiling, functional den can be used as 2nd bedroom, large balcony with unobstructed view and plenty of natural light, modern kitchen with large Island. Nice and quiet community surrounded by high net worth families, super convenient location, just steps to subway, Bayview village shopping centre, YMCA, minutes to hwy 401/404/DVP. Best choice for small families with little one.
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $20KPrice reduction
MLS shows the seller reduced the asking price by $20,000 (from $445,000 to $425,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: RE/MAX HALLMARK MAXX & AFI GROUP REALTY
Source: TRREB/PROPTX · MLS® C13722836
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $19,348 | $1,612/mo |
| Government & taxes | ||
| Property tax | $2,722 | $227/mo |
| Land transfer tax(closing) | $4,975 | $415/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,250 | $354/mo |
| Condo fees | ||
| Condo / HOA fees | $8,608 | $717/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $50,562 | $4,214/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.