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$959,000
DOM57daysOptima Condominiums · 81 Navy Wharf Court · Toronto · Ontario M5V 3S2
57 days on market
Rare Opportunity To Own A Spacious 1,140 Sq. Ft. S/E Corner Suite At Optima Condos! This Bright, Beautifully Maintained 2+1 Bedroom, 2 Bathroom Residence Features A Functional Open-Concept Layout, Floor-To-Ceiling Windows And Abundant Natural Light, With Incredible South And East-Facing Views Of The CN Tower, Rogers Centre And Toronto Skyline Enjoyed From The Living Areas And Bedrooms. A Separate Den Provides The Perfect Dedicated Home Office.Thoughtfully Updated With New Flooring, Two Fully Ren…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: ROYAL LEPAGE SIGNATURE REALTY
Source: TRREB/PROPTX · MLS® C13720094
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $43,658 | $3,638/mo |
| Government & taxes | ||
| Property tax | $4,090 | $341/mo |
| Land transfer tax(closing) | $15,655 | $1,305/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $9,590 | $799/mo |
| Condo fees | ||
| Condo / HOA fees | $14,207 | $1,184/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $97,860 | $8,155/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.