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$629,000
DOM58days65 St Mary Street · Toronto · Ontario M5S 0A6
58 days on market
Gorgeous Luxury U Condo In The Heart Of Downtown Toronto. The Most Coveted Building At Bay & Bloor. Your Luxury Lifestyle Meets Convenience, Rarely Find Large One Bedroom With 542 Sq Ft, Functional Layout. Large Balcony. 9' Ceiling. Open Concept Modern Kitchen, Integrated Appliances With Centre Island. Floor To Ceiling Windows. The Entire Unit Is Freshly Painted. Amazing Rooftop State Of The Art 4200 Sqft Of Amenity Space Offers Gym, Party Room, Billards Room & Library. Steps To Yorkville, Resta…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: AIMHOME REALTY INC.
Source: TRREB/PROPTX · MLS® C13713170
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $28,635 | $2,386/mo |
| Government & taxes | ||
| Property tax | $3,253 | $271/mo |
| Land transfer tax(closing) | $9,055 | $755/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,290 | $524/mo |
| Condo fees | ||
| Condo / HOA fees | $5,125 | $427/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $63,018 | $5,252/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.