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$1,950,000
DOM59days311 Bay Street · Toronto · Ontario M5H 4G5
59 days on market
Luxurious Executive Corner Unit at The St Regis Residences! Boasting 2068 Sq.Ft with Wainscotting, Hardwood & Marble Flooring. The Functional Layout Features 2 Spacious Bedrms, Open Concept Den, & 3 Bathrooms. The Primary Bedroom Retreat Offers Generously Sized Double Closets & SpaLike 6pc. Ensuite W/ Large Free Standing Tub & Heated Floors. Reside In The Heart Of Toronto's FinancialDistrict. Superior In Quality & Finishes Boasting Stunning Skyline-Views. Great Selection of 5 StarRestaurants Bot…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: FOREST HILL REAL ESTATE INC.
Source: TRREB/PROPTX · MLS® C13709028
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20%+ required — no CMHC insurance on $1.5M+ homes
≈ $0.07/ft² × ~2,125 ft² · ON avg ~$82/mo · assumes gas heat
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $88,772 | $7,398/mo |
| Government & taxes | ||
| Property tax | $13,845 | $1,154/mo |
| Land transfer tax(closing) | $35,475 | $2,956/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $982 | $82/mo |
| Other | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $19,500 | $1,625/mo |
| Condo fees | ||
| Condo / HOA fees | $46,800 | $3,900/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $215,134 | $17,928/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.