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$475,000
76 Shuter Street · Toronto · Ontario M5M 1B4
62 days on market
Location! Heart of downtown Church/Young corridor !! Steps to Hospitals, Eaton center, University Financial district, Day Care centers, TTC, Parks, Restaurants !!! Savor diverse downtown dining and explore near by parks. The building amenities include Gym, Dry sauna, Media lounge, Party room, Yoga, Pilates and Massage studio. Pet friendly building with doggy spa will keep the furry friends very happy and 24 hours concierge will ensure you a great sense of safety Rarely offered 1 Bed + Den apartm…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $35KPrice reduction
MLS shows the seller reduced the asking price by $35,000 (from $510,000 to $475,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: HOMELIFE SILVERCITY REALTY INC.
Source: TRREB/PROPTX · MLS® C13703820
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $21,624 | $1,802/mo |
| Government & taxes | ||
| Property tax | $2,601 | $217/mo |
| Land transfer tax(closing) | $5,975 | $498/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,750 | $396/mo |
| Condo fees | ||
| Condo / HOA fees | $8,784 | $732/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $54,394 | $4,533/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.