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$539,900
33 Charles Street · Toronto · Ontario M4Y 0A2
62 days on market
Welcome to this stunning one-bedroom corner suite at 33 Charles Street West, offering bright, open-concept living in one of Toronto's most coveted downtown addresses with One Parking space and a locker included-just steps to Yonge & Bloor. This L-shaped wraparound layout features 9-foot ceilings, floor-to-ceiling windows, and a spacious balcony that floods the suite with natural light while showcasing sleek, modern finishes throughout. The contemporary kitchen is fully equipped with stainless s…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $10KPrice reduction
MLS shows the seller reduced the asking price by $10,000 (from $549,900 to $539,900).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: RE/MAX PROFESSIONALS INC.
Source: TRREB/PROPTX · MLS® C13703222
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $24,579 | $2,048/mo |
| Government & taxes | ||
| Property tax | $3,376 | $281/mo |
| Land transfer tax(closing) | $7,273 | $606/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,399 | $450/mo |
| Condo fees | ||
| Condo / HOA fees | $10,017 | $835/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $61,304 | $5,109/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.