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$645,000
525 Adelaide Street · Toronto · Ontario M5V 0N7
63 days on market
Welcome To LPH10 At Musée, A Bright And Well-Designed 1+Den Lower Penthouse Suite with Unobstructed View In The Heart Of King West. Offering 9 Foot Ceiling and Functional Living Space. The Separate Den Is Enclosed With A Door, Offering Flexible Space For A Home Office, Study Or Private Bonus Room. The Private Balcony Extends The Living Space Outdoors. One Underground Parking Space Is Included With A Locker Conveniently Located Directly Behind The Parking Spot, Making Loading, Unloading And Stora…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $28KPrice reduction
MLS shows the seller reduced the asking price by $27,800 (from $672,800 to $645,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: KW Living Realty
Source: TRREB/PROPTX · MLS® C13702336
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $29,363 | $2,447/mo |
| Government & taxes | ||
| Property tax | $2,962 | $247/mo |
| Land transfer tax(closing) | $9,375 | $781/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,450 | $538/mo |
| Condo fees | ||
| Condo / HOA fees | $5,480 | $457/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $64,290 | $5,358/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.