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$1,225,000
DOM70daysHarbour Estates III · 5 Mariner Terrace · Toronto · Ontario M5V 3V6
70 days on market
Stunning Lake & City Panoramic Views!!! Beaming with Natural Light in this Corner Suite with Both South and West Views! Spacious Open Concept Floorplan approx 1268sqft. Freshly Painted Throughout and Brand New Engineered Luxury Vinyl Flooring, Brand New Fridge and Condo-Rare Elite Gas Stove, New Light Fixtures in the Primary Bedroom and Hallways. Features a Modern Split 2 Bedrooms + large Den for Guest Bed or Office. High Ceilings. No Carpets! Primary Bedroom with Walk-in Customized Closet, C…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: KELLER WILLIAMS REFERRED URBAN REALTY
Source: TRREB/PROPTX · MLS® C13678512
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $55,767 | $4,647/mo |
| Government & taxes | ||
| Property tax | $4,358 | $363/mo |
| Land transfer tax(closing) | $20,975 | $1,748/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $12,250 | $1,021/mo |
| Condo fees | ||
| Condo / HOA fees | $16,272 | $1,356/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $120,283 | $10,024/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.