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$675K · 2+1 bed Condo Apartment · Unit 703, 736 Bay Street, Toronto, Ontario M5G 2M4 | HomeSearchCanada

$675,000

Unit 703

25 DOM

2+1225d

Map

DOM 25

$675,000

DOM25days

Unit 703

736 Bay Street · Toronto · Ontario M5G 2M4

MLS® C13663340 · Bay Street Corridor · M5G 2M4

2+12TenantOccupied800-899 ft²Condo Apartment1-car UndergroundNo basement25d$795/ft²$3,243 tax/yrBuilt 198541 yrs oldNo basement

25 days on market

About this home

This well maintained two-bedroom plus large den condominium, offered by the original owner, presents an exceptional urban residence in Toronto's vibrant core. The unit features a practical split-bedroom layout with a spacious primary suite and ensuite, an extended balcony, and includes one parking space and locker. Situated within a full-service building offering 24/7 concierge, a pool, and a fitness center, the property is perfectly positioned in the heart of the Financial District, with immedi…

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Property details

MLS#: C13663340
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2+1
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 1985

Occupancy: Tenant Occupied
Washrooms: 4 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

View: City, Skyline

Condo corp #: 1085
Balcony: Terrace
Locker: None
Fees include: Heat Included, Hydro Included, Water Included, Cable TV Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included, Condo Taxes Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete Poured · Porch Enclosed, Porch
Fronting on: —
Cross street: Bay St & College St
Stories: 7
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: CENTURY 21 PERCY FULTON LTD.

Source: TRREB/PROPTX · MLS® C13663340

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$675K

Unit 703 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $675,000✓ $3,243 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,213/mo

incl. closing costs (yr 1)

Annual total

$74,554

year 1

Mortgage only

$2,561/mo

principal + interest

Beyond mortgage

$2,363/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$135,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$270/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$92/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $30,729/yr

Property taxes18% $13,218/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,750/yr

Condo fees18% $13,198/yr

Closing costs7% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,729	$2,561/mo
Government & taxes
Property tax	$3,243	$270/mo
Land transfer tax(closing)	$9,975	$831/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,750	$563/mo
Condo fees
Condo / HOA fees	$13,198	$1,100/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$74,554	$6,213/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 703

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs