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$1.23M · 2 bed Condo Apartment · Unit 108, 18 Lower Village Gate, Toronto, Ontario M5P 3M1 | HomeSearchCanada

$1,229,000

Unit 108

26 DOM

2226d

Map

DOM 26

$1,229,000

DOM26days

Unit 108

18 Lower Village Gate · Toronto · Ontario M5P 3M1

MLS® C13661842 · Forest Hill South · M5P 3M1

22OwnerOccupied1400-1599 ft²Condo Apartment2-car UndergroundNo basement26d$820/ft²$6,093 tax/yrNo basement

26 days on market

About this home

The perfect home for those ready to downsize without compromise. Welcome to 18 Lower Village Gate, a beautifully renovated 2-bedroom, 2-bathroom residence offering over 1,400 sq. ft. of elegant, low-maintenance living in one of Toronto's most sought-after communities. Enjoy the comfort, convenience, and security of condominium living while keeping the generous space you've grown accustomed to. Inside, you'll find a thoughtfully renovated suite featuring a timeless white kitchen with granite coun…

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Property details

MLS#: C13661842
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 5 pc · Flat; 4 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Park, Place Of Worship, Public Transit

Condo corp #: 785
Balcony: Terrace
Locker: Owned
Association amenities: Outdoor Pool, Gym, Visitor Parking, BBQs Allowed, Party Room/Meeting Room
Fees include: Building Insurance Included, Common Elements Included, Cable TV Included, CAC Included, Heat Included, Hydro Included, Water Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: St. Clair Ave. W. and Spadina Rd.
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Storage Area Lockers, Primary Bedroom - Main Floor, Other
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX HALLMARK REALTY LTD.

Source: TRREB/PROPTX · MLS® C13661842

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$1.23M

Unit 108 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,229,000✓ $6,093 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$11,121/mo

incl. closing costs (yr 1)

Annual total

$133,457

year 1

Mortgage only

$4,662/mo

principal + interest

Beyond mortgage

$4,246/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$245,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$508/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$12,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$190/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$21,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $55,949/yr

Property taxes20% $27,148/yr

Utilities3% $3,960/yr

Insurance & security1% $1,600/yr

Maintenance9% $12,290/yr

Condo fees21% $27,409/yr

Closing costs4% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$55,949	$4,662/mo
Government & taxes
Property tax	$6,093	$508/mo
Land transfer tax(closing)	$21,055	$1,755/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$12,290	$1,024/mo
Condo fees
Condo / HOA fees	$27,409	$2,284/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$133,457	$11,121/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 108

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs