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$548,000
The College Condominium at Spadina · 297 College Street · Toronto · Ontario M5T 0C2
77 days on market
Freshly Painted Spacious One Bedroom Plus Den Condo Suite In The College Condominium at Spadina By Tribute Communities. Highly functional layout with 9Ft Ceiling. Galley Kitchen With Quartz Countertop, Kitchen cabinetry with taller uppers, Breakfast Bar, Upgraded Backsplash & Built-In Appliances. Functional Den That Can Be Used As 2nd Bedroom/Study/Office. Close To Uoft, Public Transit, Bank, Kensington Market, Shops, Restaurants & Many More. Direct access to T&T Supermarket which is on 2nd floo…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $32KPrice reduction
MLS shows the seller reduced the asking price by $32,000 (from $580,000 to $548,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: KW Living Realty
Source: TRREB/PROPTX · MLS® C13650704
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $24,947 | $2,079/mo |
| Government & taxes | ||
| Property tax | $2,862 | $239/mo |
| Land transfer tax(closing) | $7,435 | $620/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,480 | $457/mo |
| Condo fees | ||
| Condo / HOA fees | $6,047 | $504/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $57,431 | $4,786/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.