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$507K · 1 bed Condo Apartment · Unit 403, 980 Yonge Street, Toronto, Ontario M4W 3V8 | HomeSearchCanada

$507,000

Unit 403

30 DOM

1130d

Map

DOM 30

$507,000

DOM30days

Unit 403

980 Yonge Street · Toronto · Ontario M4W 3V8

MLS® C13649544 · Annex · M4W 3V8

11OwnerOccupied700-799 ft²Condo ApartmentNoneNo basement30d$676/ft²$3,084 tax/yrBuilt 200323 yrs oldNo basement

30 days on market

About this home

Luxury Living Steps to Yorkville & Rosedale - Welcome to The Ramsden! Experience sophisticated city living, ideally locatedjust steps from Rosedale Subway, Ramsden Park, Yorkville, and the vibrant Yonge & Bloor corridor. This beautifully suite offers 735 sq. ft. ofinterior space plus a 70 sq. ft. balcony, designed for comfort and style. Featuring 9 ft ceilings, hardwood floors, and floor-to-ceiling windows,the open-concept layout is bright and inviting. The newly renovated kitchen boasts quartz…

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Property details

MLS#: C13649544
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 4
Kitchens: 1
Size: 700-799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2003

Occupancy: Owner Occupied
Washrooms: 4 pc; 3 pc; 2 pc; 0 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: Residential

Property features: Public Transit, Rec./Commun.Centre, Park, Library

Condo corp #: 1173
Balcony: Open
Locker: Exclusive
Association amenities: Concierge, Exercise Room, Gym, Party Room/Meeting Room, Recreation Room, Rooftop Deck/Garden
Fees include: Common Elements Included, Building Insurance Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete, Stucco (Plaster)
Fronting on: —
Cross street: Belmont/Yonge
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Royal LePage Security Real Estate

Source: TRREB/PROPTX · MLS® C13649544

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$507K

Unit 403 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $507,000✓ $3,084 tax✓ Electric✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,862/mo

incl. closing costs (yr 1)

Annual total

$58,342

year 1

Mortgage only

$1,923/mo

principal + interest

Beyond mortgage

$1,929/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$101,400

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$257/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~750 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,070/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$79/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,615

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $23,081/yr

Property taxes17% $9,699/yr

Utilities4% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,070/yr

Condo fees19% $11,332/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,081	$1,923/mo
Government & taxes
Property tax	$3,084	$257/mo
Land transfer tax(closing)	$6,615	$551/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,070	$423/mo
Condo fees
Condo / HOA fees	$11,332	$944/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,342	$4,862/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 403

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs