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$525,000
DOM85days10 Yonge Street · Toronto · Ontario M5E 1R4
85 days on market
Welcome to The Residences, where waterfront living meets the energy of downtown Toronto. Perfectly positioned along the city's vibrant waterfront, this sought-after building offers the best of both worlds: tranquil lakefront views and immediate access to the heart of the downtown core. With exceptional transit at your doorstep. Stroll south to the Toronto Island ferry in just minutes, or head north and reach Union Station by simply crossing the street. Inside, you're immediately greeted by breat…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: YOUR HOME SOLD GUARANTEED REALTY SPECIALISTS INC
Source: TRREB/PROPTX · MLS® C13620742
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $23,900 | $1,992/mo |
| Government & taxes | ||
| Property tax | $2,202 | $184/mo |
| Land transfer tax(closing) | $6,975 | $581/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,250 | $438/mo |
| Condo fees | ||
| Condo / HOA fees | $8,650 | $721/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $57,637 | $4,803/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.