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$699,000
DOM86days761 Bay Street · Toronto · Ontario M5G 2R2
86 days on market
Great 1 Plus Den Unit In Bay & College Area With 775 Sqft Of Living Space plus one locker space and one underground parking spot! Sunny East Exposure With Lake Views. Walking Distance To All Amenities, Including Underground Access To Subway, College Park 24Hr Metro, Restaurants, Shops, Ryerson, U Of T, Eaton Centre And Financial District! Floor To Ceiling Windows, Engineered Hardwood & 9 Ft Ceilings Throughout. Spacious Den Can Easily Be Converted To A Second Bedroom With One Powder Room And One…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RE/MAX IMPERIAL REALTY INC.
Source: TRREB/PROPTX · MLS® C13615252
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $31,821 | $2,652/mo |
| Government & taxes | ||
| Property tax | $4,283 | $357/mo |
| Land transfer tax(closing) | $10,455 | $871/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,990 | $583/mo |
| Condo fees | ||
| Condo / HOA fees | $8,652 | $721/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $72,861 | $6,072/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.