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$780,000
297 College Street · Toronto · Ontario M5T 1S2
86 days on market
Rarely offered, bright and spacious 3-bedroom condo featuring. This thoughtfully designed suite boasts a functional open-concept layout, floor-to-ceiling windows, and abundant natural light throughout. The primary bedroom offers beautiful city views, creating a relaxing urban retreat. Ideally located between Kensington Market and Chinatown, this exceptional address puts you just steps from the University of Toronto, major hospitals, TTC streetcar routes, Little Italy, trendy cafés, acclaimed res…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $100KPrice reduction
MLS shows the seller reduced the asking price by $100,000 (from $880,000 to $780,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: HOMELIFE LANDMARK REALTY INC.
Source: TRREB/PROPTX · MLS® C13615086
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $35,509 | $2,959/mo |
| Government & taxes | ||
| Property tax | $4,954 | $413/mo |
| Land transfer tax(closing) | $12,075 | $1,006/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $7,800 | $650/mo |
| Condo fees | ||
| Condo / HOA fees | $10,670 | $889/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $81,668 | $6,806/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.