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$605,000
DOM87days320 Richmond Street · Toronto · Ontario M5A 2R3
87 days on market
This is Modern Love. Where style meets sunshine in this perfect 2 bedroom, 2 bathroom corner suite with an incredibly spacious balcony. East-facing views so glorious, you and your plants will thrive. Step into your open-concept layout where floor-to-ceiling and wall-to-wall windows flood the space with morning glory glow. The primary bedroom is basically your personal sanctuary, complete with a private ensuite bathroom, double closets and direct balcony access. Morning coffee in a robe anyone? O…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: SAGE REAL ESTATE LIMITED
Source: TRREB/PROPTX · MLS® C13612320
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~750 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $27,542 | $2,295/mo |
| Government & taxes | ||
| Property tax | $3,230 | $269/mo |
| Land transfer tax(closing) | $8,575 | $715/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,050 | $504/mo |
| Condo fees | ||
| Condo / HOA fees | $8,328 | $694/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $62,886 | $5,241/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.