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$1,198,000
77 Harbour Square · Toronto · Ontario M5J 2S2
87 days on market
Welcome To The Prestigious One York Quay, One Of Toronto's Premier Waterfront Residences. This Beautifully Redesigned And Renovated Approximately 1,200 Sq. Ft. Suite Offers Breathtaking Panoramic Views Of Lake Ontario From Nearly Every Room. Located On The 35th Floor, This Bright Southeast Corner Residence Features 2 Spacious Bedrooms Plus A Lake Views, Flexible Multi-Function Room, Ideal As A Home Office, Guest Room, Nursery, Or Third Sleeping Area. Floor-To-Ceiling Wraparound Windows Fill The…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $130KPrice reduction
MLS shows the seller reduced the asking price by $130,000 (from $1,328,000 to $1,198,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: HOMELIFE BROADWAY REALTY INC.
Source: TRREB/PROPTX · MLS® C13611280
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $54,538 | $4,545/mo |
| Government & taxes | ||
| Property tax | $5,364 | $447/mo |
| Land transfer tax(closing) | $20,435 | $1,703/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $11,980 | $998/mo |
| Condo fees | ||
| Condo / HOA fees | $19,203 | $1,600/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $122,180 | $10,182/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.