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$675,000
DOM88daysThe Modern · 320 Richmond Street · Toronto · Ontario M5A 1P9
88 days on market
Welcome to this beautifully renovated downtown Toronto condo, offering exceptional convenience, custom upgrades, and outstanding access to the city's best amenities. The suite includes underground parking, a locker on the same floor, a full balcony, and a French balcony.Completely renovated, the home features new flooring, a custom kitchen with brand-new appliances and a built-in water filtration system. The luxurious ensuite includes a heated Jacuzzi tub with LED lighting, heated bidet toilet w…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: STRATA REAL ESTATE
Source: TRREB/PROPTX · MLS® C13607238
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~850 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $30,729 | $2,561/mo |
| Government & taxes | ||
| Property tax | $3,606 | $301/mo |
| Land transfer tax(closing) | $9,975 | $831/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,750 | $563/mo |
| Condo fees | ||
| Condo / HOA fees | $9,473 | $789/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $69,694 | $5,808/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.