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$745,000
DOM89days31 Bales Avenue · Toronto · Ontario M2N 7L6
89 days on market
Welcome to Cosmo II Residences at 31 Bales Avenue, where location and exceptional value come together in one of North York's most sought-after communities. This beautifully maintained 2-bedroom, 2 bathroom suite reflects true pride of ownership and offers a move-in-ready opportunity for first-time buyers, professionals, or investors. Exceptionally clean and well cared for, the suite features a bright, open-concept layout with large windows throughout, and a walkout to a private balcony, creating…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: HOMELIFE LANDMARK REALTY INC.
Source: TRREB/PROPTX · MLS® C13606784
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $33,916 | $2,826/mo |
| Government & taxes | ||
| Property tax | $2,873 | $239/mo |
| Land transfer tax(closing) | $11,375 | $948/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $7,450 | $621/mo |
| Condo fees | ||
| Condo / HOA fees | $8,727 | $727/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $75,000 | $6,250/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.