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$1,299,900
29 Queens Quay · Toronto · Ontario M5E 0A4
94 days on market
Pier 27 is the building people point at from the island ferry. This is one of its larger suites, and at 1,264 square feet it behaves like a home rather than a place to park a mattress and a coffee machine. The water is the point. Glass floor to ceiling, and custom herringbone brushed oak flooring throughout (ceramic tiles in baths). Den is large enough for a third bedroom, but performs much better as an office/den. P1 Parking included & 3 lockers. Harbourfront and Sugar Beaach close enough that…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
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Seller signals
↓ $100KPrice reduction
MLS shows the seller reduced the asking price by $100,000 (from $1,399,900 to $1,299,900).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: REAL BROKER ONTARIO LTD.
Source: TRREB/PROPTX · MLS® C13587172
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $59,177 | $4,931/mo |
| Government & taxes | ||
| Property tax | $7,986 | $666/mo |
| Land transfer tax(closing) | $22,473 | $1,873/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $12,999 | $1,083/mo |
| Condo fees | ||
| Condo / HOA fees | $13,392 | $1,116/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $126,687 | $10,557/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.