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$729,999
PIER 27 · 39 Queens Quay · Toronto · Ontario M5E 0A5
95 days on market
Discover urban sophistication and lakeside living in this stunning 2-bed, 2-bath corner suite at the highly coveted Pier 27. Enjoy the ideal balance between a vibrant city lifestyle and a serene waterfront oasis. This functional, open-concept floorplan boasts 10-ft ceilings, hardwood floors throughout the main living areas, and floor-to-ceiling windows that provide endless natural light. The modern kitchen is fully equipped with top-of-the-line built-in Miele appliances and a gas range. Unwin…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
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Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: SQUARE YARDS REAL ESTATE INC.
Source: TRREB/PROPTX · MLS® C13584160
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $33,233 | $2,769/mo |
| Government & taxes | ||
| Property tax | $5,471 | $456/mo |
| Land transfer tax(closing) | $11,075 | $923/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $7,300 | $608/mo |
| Condo fees | ||
| Condo / HOA fees | $8,824 | $735/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $76,562 | $6,380/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.