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$849,000
8 Charlotte Street · Toronto · Ontario M5V 0K4
100 days on market
Experience true downtown living in this sought-after 2-bedroom suite at 8 Charlotte - Charlie Condos - one of King West's original and most iconic boutique residences. Thoughtfully designed with a functional layout, this bright and spacious unit offers modern finishes, floor-to-ceiling windows, and an open-concept living and dining area perfect for both everyday living and entertaining.The well-appointed kitchen features sleek cabinetry, quality appliances, and ample storage, while both bedrooms…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: CENTURY 21 LEADING EDGE REALTY INC.
Source: TRREB/PROPTX · MLS® C13564656
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~850 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $38,650 | $3,221/mo |
| Government & taxes | ||
| Property tax | $4,140 | $345/mo |
| Land transfer tax(closing) | $13,455 | $1,121/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $8,490 | $708/mo |
| Condo fees | ||
| Condo / HOA fees | $11,132 | $928/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $85,027 | $7,086/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.