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$698,000
75 Portland Street · Toronto · Ontario M5V 2M9
102 days on market
Chic One Bedroom + Den Loft W/Parking & Locker Located In The Heart Of King West! Open Concept Layout W/Engineered Hardwood Floors, 9Ft Exposed Concrete Ceilings. Upgraded Kitchen, S/S Appliances, Upper Cabinets, Center Island W/Granite Counter Tops. Bedroom W/Frosted Glass C-Living Doors. Spacious Den Could Be Used As Office. Enjoy The Afternoon Sun From The Oversized Balcony. Steps To Endless Line-Up Of Fashionable Bars, Clubs,& Fine Dining Restaurants.
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $112KPrice reduction
MLS shows the seller reduced the asking price by $112,000 (from $810,000 to $698,000).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: ROYAL LEPAGE IGNITE REALTY
Source: TRREB/PROPTX · MLS® C13558860
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $31,776 | $2,648/mo |
| Government & taxes | ||
| Property tax | $3,767 | $314/mo |
| Land transfer tax(closing) | $10,435 | $870/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,980 | $582/mo |
| Condo fees | ||
| Condo / HOA fees | $7,539 | $628/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $71,157 | $5,930/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.