Loading neighbourhood intel…
Loading neighbourhood intel…
$1,290,990
The Charles At Church · 634 Church Street · Toronto · Ontario M5V 0S5
102 days on market
**HST REBATE HAS BEEN APPLIED TO THE UNIT PRICE, THAT THE PURCHASER ASSIGNS THE REBATE TO THE VENDOR. Welcome to Suite 4506 at The Charles at Church by Aspen Ridge Homes. This rare barrier-free South East corner residence offers 1,215 sq. ft. of thoughtfully designed living space plus an impressive 307 sq. ft. on the balconies with breathtaking lake and city skyline views. This bright, open-concept 3-bedroom, 2-bath suite features floor-to-ceiling windows, an efficient layout, elegant gold-tone…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: ASPEN RIDGE REALTY INC.
Source: TRREB/PROPTX · MLS® C13558146
Do you own a home in Toronto?
Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.
Get My StreetValue™ →Monthly carrying costs, utilities, and closing cost estimates.
20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo · assumes gas heat
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $58,771 | $4,898/mo |
| Government & taxes | ||
| Land transfer tax(closing) | $22,295 | $1,858/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Other | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $12,910 | $1,076/mo |
| Condo fees | ||
| Condo / HOA fees | $11,161 | $930/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $115,798 | $9,650/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.