Loading neighbourhood intel…
Loading neighbourhood intel…
$1,155,990
634 Church Street · Toronto · Ontario M5V 0S5
102 days on market
**HST REBATE HAS BEEN APPLIED TO THE UNIT PRICE, THAT THE PURCHASER ASSIGNS THE REBATE TO THE VENDOR. Experience elevated downtown living in this spectacular 3-bedroom, 2-bath residence at The Charles at Church by Aspen Ridge Homes. Offering 1,168 sq. ft. of thoughtfully designed interior space plus an impressive 246 sq. ft. east-facing balcony, this bright, open-concept home seamlessly blends style, comfort and functionality. The spacious living, dining and kitchen area is perfect for entertain…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: ASPEN RIDGE REALTY INC.
Source: TRREB/PROPTX · MLS® C13558070
Do you own a home in Toronto?
Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.
Get My StreetValue™ →Monthly carrying costs, utilities, and closing cost estimates.
20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo · assumes gas heat
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $52,626 | $4,385/mo |
| Government & taxes | ||
| Land transfer tax(closing) | $19,595 | $1,633/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Other | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $11,560 | $963/mo |
| Condo fees | ||
| Condo / HOA fees | $10,777 | $898/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $105,218 | $8,768/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.