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$498,800
42 Charles Street · Toronto · Ontario M4Y 0B7
102 days on market
Casa Two 1Bed Room Condo. 532 Sqf Suite Plus 263 Sqf Balcony. Walking Distance To U Of T And Steps To Bloor Street Shopping! Soaring 20 Foot Lobby, State Of The Art Amenities Floor Including Fully Equipped Gym, Rooftop Lounge And Outdoor Infinity Pool. Incredible, Designer Kitchens With European Appliance.
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: HC REALTY GROUP INC.
Source: TRREB/PROPTX · MLS® C13555726
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $22,708 | $1,892/mo |
| Government & taxes | ||
| Property tax | $3,134 | $261/mo |
| Land transfer tax(closing) | $6,451 | $538/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,988 | $416/mo |
| Condo fees | ||
| Condo / HOA fees | $4,836 | $403/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $52,777 | $4,398/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.