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$549,000
1 Cardiff Road · Toronto · Ontario M4P 0G2
106 days on market
PARKING SPOT INCLUDED!! Gorgeous boutique building on Eglinton offering urban living at its finest. This stunning 1-bedroom condo features a bright and thoughtfully designed layout,soaring 9-foot ceilings, modern finishes, gleaming floors, and sleek quartz countertops.The open-concept living and dining area creates a stylish and functional space for everyday living and entertaining, while the spacious bedroom offers comfort and privacy. Step out onto the lovely balcony and enjoy an inviting outd…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: ROYAL LEPAGE SIGNATURE REALTY
Source: TRREB/PROPTX · MLS® C13543928
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $24,993 | $2,083/mo |
| Government & taxes | ||
| Property tax | $2,303 | $192/mo |
| Land transfer tax(closing) | $7,455 | $621/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,490 | $458/mo |
| Condo fees | ||
| Condo / HOA fees | $6,059 | $505/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $56,960 | $4,747/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.