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$1,698,000
55 Merchants' Wharf Street · Toronto · Ontario M5A 0P2
109 days on market
Welcome to Aqualuna at Bayside Toronto by Tridel, a landmark of refined waterfront living in the heart of Toronto's vibrant East Bayfront.Rarely available low-floor unit offers breathtaking, unobstructed lake views and features two private balconies, creating the perfect setting to enjoy stunning sunrises and serene waterfront evenings.Spanning approximately 1,372 sq. ft., this bright and spacious suite showcases a thoughtfully designed open-concept layout ideal for modern living and entertainin…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: HOMELIFE GOLCONDA REALTY INC.
Source: TRREB/PROPTX · MLS® C13528348
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20%+ required — no CMHC insurance on $1.5M+ homes
≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $77,300 | $6,442/mo |
| Government & taxes | ||
| Property tax | $8,619 | $718/mo |
| Land transfer tax(closing) | $30,435 | $2,536/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $16,980 | $1,415/mo |
| Condo fees | ||
| Condo / HOA fees | $14,434 | $1,203/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $158,429 | $13,202/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.