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$1,158,888
20 Cole Street · Toronto · Ontario M5A 0A3
109 days on market
Welcome to this rarely offered, spacious modern townhouse in the heart of Regent Park. Offering approximately 1,506 sq. ft. of total living space, including a 130 sq. ft. private terrace with BBQs permitted, this beautifully designed 3-bedroom, 2.5-bathroom home combines the comfort of a house with the convenience of condo living.The bright open-concept main floor is ideal for entertaining, featuring a contemporary kitchen with a pantry, ample storage, and a walk-out to the sun-filled private te…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: THE AGENCY
Source: TRREB/PROPTX · MLS® C13526014
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $52,758 | $4,396/mo |
| Government & taxes | ||
| Property tax | $4,917 | $410/mo |
| Land transfer tax(closing) | $19,653 | $1,638/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $11,589 | $966/mo |
| Condo fees | ||
| Condo / HOA fees | $5,653 | $471/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $105,229 | $8,769/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.