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$555,000
30 Nelson Street · Toronto · Ontario M5V 0H5
110 days on market
Do not miss this immediate possession 641 square-feet 1 bedroom + 1 den condo plus a balcony and one locker at the heart of the Financial District and the Entertainment District in the Downtown Toronto, and minutes to the Osgoode and the St. Andrew Subway Stations on the University Avenue. The condo is located close to the University of Toronto (St. George Downtown Campus), the OCAD University, schools, downtown hospitals, and restaurants. Groceries can be found at Rabba Fine Foods near the corn…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
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Seller signals
↓ $30KPrice reduction
MLS shows the seller reduced the asking price by $30,000 (from $585,000 to $555,000).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: ONE PERCENT REALTY LTD.
Source: TRREB/PROPTX · MLS® C13524752
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $25,266 | $2,105/mo |
| Government & taxes | ||
| Property tax | $3,077 | $256/mo |
| Land transfer tax(closing) | $7,575 | $631/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,550 | $463/mo |
| Condo fees | ||
| Condo / HOA fees | $7,541 | $628/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $59,668 | $4,972/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.